Borrowing

DVD Loans is a group of lenders and borrowers on Prosper, a person-to-person loan market: Borrowers ask for loans, lenders loan out their money.
By cutting out the banks as middlemen, everybody wins!

Borrowing Money

If you need money, for any reason whatsoever, DVD Loans can help. Rather than asking a bank, you can use our and the Prosper community to obtain your loan - Helping yourself and the community at the same time. The process works like this:
  1. Join our Group and Prosper

    The first step is to join our community. Simply fill out the form here.
    We will then contact you via email. If you're a good match, we will send you an invitation for our presence on Prosper.
    Of course, joining is free and with no obligation to you!

  2. Post your loan request

    Write up a text that describes why you need a loan. Use our advice to choose an amount and the interest rate you're going to offer lenders. After you are done writing your loan request, you can post it on the marketplace.
  3. Sit back, and watch the bidding

    After you have posted your request, lenders will see it. If they decide that they find your offer acceptable, they will bid. Lenders on the marketplace are people just like you - Since most have only modest savings, each will most probably pitch in perhaps $50 or $100. But, if enough lenders like your offer, your loan will get fully funded!
  4. Collect your money

    Once your loan is fully funded, wait a few days until the money arrives in your checking account.

From here:

Join!

Learn more about how borrowing works in detail

Fees & legal Information